Ghanaians who want to study in the USA are usually worried about the cost of studying in the USA. US being a home of the most ranked top-tier schools in the world make many prospective Ghanaian students want to know the cost of attending a school in this destination.
Tuition fees remain the primary expense for higher education in the US, but it varies according to the degree pursued and the institution attended.
TUITION FEES IN THE US
There are public and private universities in the United States. The average fee to pay without any financial aid is quite high, but public universities have cheaper tuition rates than the private universities. Although, it is to be noted that there are a large number of funding sources available to make studying in the US affordable.
International students studying in the US should expect to spend between $25, 000 and $45, 000 for tuition and living expenses per year. For detailed pieces of information, let’s look at the tuition fees structure for American public and private quniversities. This will help a Ghanaian aspiring to study in the US to be financially informed.
COST OF STUDYING AT PUBLIC UNIVERSITIES IN THE US
As it is earlier stated above that tuition fees vary depending on the programs you choose and the institution. However, on the average, the college tuition fees range from USD 5000 to 50000 per year. This estimation could be more than that for courses like Medicine, MBA, Law etc.
COST OF STUDYING AT PRIVATE UNIVERSITIES IN THE US
Private universities in the US have higher tuition fees than the public universities. Tuition fees range from $25000 to $55000, depending on the program and duration. The fees are the same for all nationalities (,domestic and international students).
GRADUATE TUITION FEE IN THE US
The average cost of a masters degree in the United States costs between $20000 and $35000. This is based on the university and the program pursued. Many international students focus on pursuing courses in STEM- Science, Technology, Engineering and Mathematics. These courses offer a stay-back options for up to two years after graduation.
Additionally, PHD fees in the USS can vary from $28000 to $40000, based on the course and the school attended.
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UNDERGRADUATE TUITION FEE IN THE US
The average cost an international student should budget for undergraduate tuition fee in the US is $30000. This still depends on the university of choice and program.
PhD in USA Fees vary from $28,000 to $40,000 depending on the course and the institution.
LIVING EXPENSES IN THE US
Living expenses in the US for Ghanaian students depend on the location the students reside. The living cost is quite exorbitant in states like California, Washington, and areas around New York. This is why living in a modest manner is advisable for Ghanaian students who want to study in the US.
The living expenses in the US can amount to $25000 in a year, depending on the rent fee, food expenses and other extra costs. International students are not expected to live luxuriously. You can save food cost by dining in an inexpensive restaurants.
ACCOMMODATION COST IN THE US
There are three sorts of accommodation options available for Ghanaian students – on campus accommodation, off-campus accommodation and host family accommodation.
The average monthly rent in the US ranges from $500 to $2000, depending on size and the location.
TRANSPORTATION COSTS IN THE US
As mentioned earlier, students either live on-campus or off-campus. Therefore, to transport from one place to another is not a big issue. Public transport system is made available, this consists of cabs, buses and trains. Likewise, there are vehicle rental facilities available.
Students living off-campus often use the carpool to transport themselves from one place to another.
FINANCIAL AID FOR STUDYING IN THE US
Many ghanaian students who want to study in the US need to explore different financial aid options. This is as a result of the high cost of schools in the US school and high cost of living.
International scholarships are one of the ways to help you fund your academic programs in the US. You can successfully secure financial aid for your academics abroad with careful research and preparation for scholarships.
On the other hand, companies and organizations from your own country or your government could possibly be a source of funding. You just need to investigate the stipulations involved.
There are international organizations in the United States who grant aid to students from all over the world. They can be quite competitive, hence the need to plan ahead.
In addition,, many US universities and colleges grant financial aid to Ghanaian students. You need to research on your school of choice, program and available financial aid applicable to Ghanaians.
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You can read broadly on scholarships for Ghanaian students in the US here: Scholarships for Ghanaian Students to Study in the USA
PART-TIME JOB OPPORTUNITIES
You can fund your studies by doing part-time jobs in the US. Some of the highest paying part-time job opportunities in the US include:
- Teaching assistant/Graduate assistant
- Library assistant
- Research Study Assistant
- Food runner
- Barista
- Sales assistant
- Department assistant
- Receptionist
- Tutor/Peer mentor
- Campus Ambassador
STUDENT LOANS IN THE US
There are students loans you can be eligible for as a Ghanaian student. You will need to meet specific eligibility requirements.
International students loan is a great way to fund your expenses for the time being. The repayment of this loan is flexible for students. It will help you bridge the gap of uncovered expenses and also give you a luxury of extended payments and interest rates.
HEALTH INSURANCE FEE IN THE US
Health insurance fee for international students in the US can range from $1500 to $3000 annually. It can be quite variable, as it depends on the features it includes.
Read Our full Guide on everything you should know about studying in the US here: Study in USA from Ghana
CONCLUSION
There are a lot of fees associated with studying in the US, being the most sought-after destination. Wether to pursue a bachelor’s degree or Masters or any postgraduate program, you should keep in mind that the tuition fee is the primary expense for higher education.
Rest assured that despite the high average tuition that you must pay, you can access different funding opportunities in the US.
Seize control of your academic future! Get into our guide on US study costs for international students. Don’t let finances hold you back – And submit details about your request, and our team will reach out with further information.
Read our full guide on how to study in the US here: How to study in USA for Ghanaians
